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Ray Owen and Lynn Dernar'
Ray Owen and Lynn Dernar - Associate Broker and Sales Associate

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Getting Started:
The Home Buying Process:
Whether you are a first time buyer or a homeowner who is looking to move into a new home, the decision to purchase a home is an important one.

Find a Home   The Right Home
Get Pre-Qualified   Make an Offer
Finance a Home    Close and Move-in
The Loan Process

How to Find a Home
Loans and Financing:
Understand the procedures, familiarize yourself with the paperwork, improve your ratings and scores, and choose a loan that will work for you. To learn more about the financing process, and some tips for accomplishing each step, continue reading.

Tips on Finding a Home

Get Pre-Qualified
Why should you get pre-qualified for a loan?
It saves time and makes sense to find out how much you can borrow. It's that simple. When you get pre-qualified, you'll know how much you can afford, and you'll be in a better position as a buyer. For a more detailed explanation of the "pre-qualification" process, continue reading.

Tips on Pre-Qualification



Ray Owen and Lynn Dernar
Ray Owen and Lynn Dernar

Associate Broker and Sales Associate
Building Relationships One Customer At A Time!!

RE/MAX REALTY SERVICES
Serving Maryland, Virginia, and
the District of Colunbia
BETHESDA, MD   20814
Office: (301)613-2606
Fax: (301)652-4444
Email: rayowen@mris.com
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